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Home > Blog > 3 strike rule
THURSDAY, JUNE 15, 2017

3 strike rule

So this just happened (Keep in mind, I pride myself on writing policies fast & accurately; Thus the name Auto Insurance EXPRESS)......

 ATTEMPT 1

 ME: Do you or your husband have any tickets or accidents in the last 3 years?

 She: No. I dont think so.

 :::Go through policy process and toward the end, the website runs an MVR on this person showing their licence is suspended, thus requiring an SR-22. I must now start the process all over to re-rate & add this properly.

 ATTEMPT 2

 Rate still mysteriously increased

 Me: Does your husband have a suspended license cuurrently too because the rating is still higher than im quoting?

 She: No. I dont think so.

 > Since unsure, I have to log on to the BMV's website directly to clarify husbands license status---- suspended (shocker).

 ME: I have to rewrite this policy once again and issue an sr-22 for both of you.

 She: Oh okay. I guess he never took care of that. Can I just leave him off the policy??

 Me: Ahhh Hell Naw!

Posted 6:31 PM

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