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A 21yr old walks into my office- that I haven't seen in quite a while. I immediatley notice an accident report sticking out slightly from the bottom of a papers hes carrying. The game of fools is about to begin.....
Him: Man, I got a problem
Me: Yes, how can I help ya!
Him: Well man, im confused about this insurance u sold me. I think my policy is cancelled and we need to straighten this out so I can give you some more money.
Me: Okay, whats the issue your having?...
Him: Well, I came in and bought this policy from you several months ago and i know what the problem is and what happened; Look here-- (pointing at the "Effective date of 4-4-2016 & the expiration date of 10-4-2016").
NOTE- THIS POLICY HAS BEEN CANCELLED SINCE MAY FOR NON PAYMENT
Me: Ohhhhh, so you paid $100 down and you were under the impression that it was paid up in full for six months because of the ins cards "expiration date"?
Him: Exactly!! see the dates on the card?
Me: Yes, I see your confusion. But did it occur to you that for 100 bucks, that would make this a really really good deal for a 21 yr old? and we did give you a payment schedule showing month and due dates. Did u bring that with you? And furhermore, we show on your computer account that we have send you several bills to no response.
Him: Nah (nervous)...all i got is this. You see, I had an accident the other day with some woman that was her fault, but the officer said it was my fault because i hit her in the rear.
Me: Yeah. Indiana officers are pretty prejudice about rear-end accidents.
Him: So theres nothing you can do for me on this?
Me: Sure. I can write you another policy so this kind of thing doesnt happen again!
NEXT!!
Posted 11:05 AM

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