1710 East 10th St.Jeffersonville, IN 47130

Auto Insurance Express helps you get the coverage you need

Call Us 812-280-8182


We are happy to assist you in selecting the best coverage.



We get you the right coverage for the right price.



We offer free quotes and dedicated personal service.

Home » Auto Insurance Express in Jeffersonville, Indiana
April 30, 2024

Auto Insurance Express in Jeffersonville, Indiana

SR-22 insurance isn’t a type of insurance—it’s a certificate proving that you carry the minimum auto insurance required by your state. It’s a common requirement for drivers who’ve had certain traffic violations. This document is filed by your insurance company to the state, affirming your compliance with local insurance requirements.

Contact Auto Insurance Express today for a personalized SR-22 insurance quote.

Understanding SR-22 Requirements

Only some people need an SR-22. It’s typically required for drivers who have experienced the following: airplane, cirrus sr22, sunset

  • Been convicted of DUI or DWI
  • Been caught driving without insurance or a valid license
  • Accumulated excessive points on their driving record

How SR-22 Impacts Insurance

Having an SR-22 certificate may influence your insurance options and premiums. Insurers may consider you a higher-risk driver, which can affect your insurance rates. However, the impact varies based on individual circumstances and the insurance company.

How to Lower SR-22 Costs

Lowering SR-22 insurance rates can be a crucial concern for drivers required to carry this certification. One effective strategy is to maintain a clean driving record post-SR-22 requirement. Avoiding traffic violations, accidents and any behavior that could be deemed risky by insurers can gradually decrease your premiums over time. Insurance companies value safe, responsible driving and often adjust rates to reflect reduced risk levels. Additionally, enrolling in a defensive driving course can demonstrate your commitment to safe driving, potentially leading to reduced rates.

Shopping around for insurance quotes is another proactive approach to lowering SR-22 insurance rates. Different insurers have varying policies on assessing risk, especially concerning drivers with SR-22 requirements, leading to significant price variations between companies. Regularly reviewing and comparing insurance policies can uncover more favorable rates and coverage options.

Discussing your situation with an insurance agent can provide personalized strategies to reduce costs, such as bundling policies or increasing deductibles, which can influence the overall affordability of your SR-22 insurance.

Obtaining an SR-22 in Indiana

You must contact your insurance provider if you need an SR-22 in Indiana. They will file the certificate with the state on your behalf. Maintaining your insurance policy without interruption is crucial, as any lapse could result in the revocation of your driving privileges.

Contact Us

At Auto Insurance Express in Jeffersonville, Indiana, we understand the intricacies of SR-22 requirements and are here to assist you. Whether you need to file for an SR-22 or have questions about your insurance options, our team is ready to provide the guidance you need.

Contact us to learn more about your SR-22-compliant insurance options.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.


Categories: Blog

Leave a Reply

Your email address will not be published. Required fields are marked *